The $8,000 Surprise: Why Gap Insurance Matters More Than You Think

The $8,000 surprise: Gap insurance covers the $8k you owe if your car is totaled and your loan balance is higher than your car’s value.
The $8,000 surprise: Gap insurance covers the $8k you owe if your car is totaled and your loan balance is higher than your car’s value.
Protecting What Sparkles: Stand-alone jewelry insurance offers full coverage and keeps homeowners rates safe, unlike standard homeowners policies.
HOA insurance policies explained: what homeowners need to know about coverage, differences from personal insurance, and how to avoid costly coverage gaps.
Why “Full Coverage” Doesn’t Actually Mean You’re Fully Covered—find out what’s missing from your car insurance and how to avoid costly gaps.
Auto Insurance Med Pay Explained: MedPay covers medical bills after car accidents, but has coverage limits and does not pay for lost wages.
Compare NFIP Flood Versus Private Flood Policies in 2025 to find the best coverage, cost, and claims process for your home's flood insurance needs.
What is equipment breakdown coverage on my home insurance? How does it work for lightning risks in Beaufort County? Find out what’s covered and what isn’t.
How your home insurance deductible works when disaster strikes: know what you pay, how deductibles apply, and what to expect when filing a claim.
A fender bender can leave you paying thousands if your auto insurance liability limits are too low. See why the true cost is higher than you think.
Short-Term Rental? Long-Term Lease? Make sure you have the right policy to protect your property and income with tailored insurance for each rental type.