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GSP Insurance Group Blog

What is an "attractive nuisance" and how does it affect my insurance?

3/29/2023

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​An attractive nuisance is a term used in insurance and legal circles to describe a dangerous condition on a property that may attract children and cause harm or injury. This could be anything from a swimming pool or trampoline to a construction site or abandoned building. In this blog post, we will take a closer look at what an attractive nuisance is, why it matters in insurance, and how property owners can protect themselves.


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Why it's Important to Consult with an Independent Agent for your Business Insurance.

3/27/2023

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When it comes to protecting your business, having the right insurance coverage is crucial. As a business owner, you need to make sure that your company is adequately covered against potential risks and liabilities. However, finding the right insurance coverage can be a daunting and time-consuming task, especially for those who are not familiar with the insurance industry. This is where an independent insurance agent can help.


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What is EPLI Insurance and Why is it Important for Your Business?

3/20/2023

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As a business owner, you know how important it is to protect your company against unexpected events. You have insurance for your property, your products, and your liability, but have you considered protecting your business from employee-related lawsuits? This is where Employment Practices Liability Insurance (EPLI) comes into play. In this article, we'll discuss what EPLI insurance is and provide examples of covered situations.


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Commercial Auto Insurance Vs. Personal Auto Insurance: What are the differences?

3/13/2023

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Auto insurance is an essential investment for vehicle owners to protect their financial interests in case of an accident or loss. However, there are two main types of auto insurance policies available in the market - personal auto insurance and commercial auto insurance. In this blog post, we will discuss the differences between these two policies and help you understand which one is suitable for you.


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What is an Insurance Score and How Does it Affect you Home and Auto Insurance Rates?

3/9/2023

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Insurance is an important aspect of life that helps protect us from financial losses due to unforeseen circumstances. When it comes to home and auto insurance, your insurance score plays a significant role in determining your insurance rates. In this article, we will discuss what an insurance score is and how it affects your home and auto insurance rates.


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How Voluntary Benefits Can Help Your Business at No Direct Cost.

3/8/2023

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In today's competitive business landscape, employers are constantly looking for ways to attract and retain top talent. One way to do this is by offering voluntary benefits, which are benefits that employees can opt into and pay for themselves, often at a group discounted rate. In this blog post, we'll explore how offering voluntary benefits can help businesses and business owners in several ways.


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What Happens if I have a Personal Auto Insurance Policy Covering a Vehicle That I Use for Business Purposes?

3/6/2023

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​Auto insurance is an important investment for vehicle owners to protect themselves from financial losses in the event of an accident or loss. However, it's crucial to ensure that your auto insurance policy reflects the nature of your vehicle use accurately. If you have a vehicle that you use for business purposes on a personal insurance policy and get into an accident, several consequences could arise. In this blog post, we will discuss what happens if you have a vehicle that you use for business purposes on a personal insurance policy when you get into an accident.


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What Are Admitted vs. Non-Admitted Insurance Carriers?

3/1/2023

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I find myself answering this question several times a week to explain to clients and prospects the difference between Admitted & Non-Admitted Insurance Carriers. In the world of insurance, there are two types of carriers: admitted and non-admitted. Both are important players in the insurance market, but they differ in several significant ways. In this blog post, we will explore the differences between admitted and non-admitted insurance carriers and their importance in the insurance industry.


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South Carolina Headquarters

Main: (843) 707-4473
Toll Free: (833) 414-3040     
​8 Buckingham Plantation Drive
Bluffton, SC 29910

Georgia Location

Main: (470) 589-4131
Toll Free: (833) 414-3040                               
115 East Main Street, A1B-6P
Buford, GA 30518
Blufton, SC photo by Mike Tilley | CC-BY-3.0 | Website by InsuranceSplash