GSP Insurance Group Blog
2022 Hurricane Season and Insurance in the Lowcountry- Hurricane Season is Officially Here
According to the National Oceanic and Atmospheric Administration (NOAA), this hurricane season is expected to be above average with seven to 10 hurricanes. An average year has six hurricanes, three of which are major.
Here's what you need to know about hurricane season and your insurance coverage:
The National Oceanic and Atmospheric Administration (NOAA) is forecasting an above-average hurricane season with seven to 10 hurricanes.
The National Oceanic and Atmospheric Administration (NOAA) is forecasting an above-average hurricane season with seven to 10 hurricanes. While that may sound worrisome, there’s no need to panic.
The NOAA has been predicting an above-average hurricane season for a couple of years now and after taking a deeper look at the data, we think they might be right—at least this year. Let's take a look at why this could be one of those years where we see more hurricanes than usual.
First off, they're expecting seven to 10 hurricanes this year and 45% chance of an above-average hurricane season (for reference: last year was considered below average). NOAA’s definition of “above average” is anything over 12 named storms or tropical cyclones (hurricanes), which is exactly what they're forecasting here in 2022.
Be prepared for Hurricane Season
Have a plan in place. When a hurricane is approaching, you should know where you will go and how you will get there. This can include having a stockpile of supplies such as water and food that you have purchased ahead of time; gas or other fuel so that your car will be ready to evacuate if needed; maps of the area with evacuation routes marked clearly; and any special medications that may need to be taken during an evacuation (or stored safely in a waterproof container). If there are elderly family members or others who cannot evacuate on their own, then someone else must stay behind to assist them until help arrives. If possible, have your family meet at the same location so that everyone knows where they need to go in case, they become separated from one another while trying not only survive but also recover from any damage caused by Hurricane Season.
It’s imperative to take the time now to prepare your home and family for tropical storms and hurricanes. In addition, it’s a good idea to review your insurance coverage with your agent to make sure you have the right amount of protection before a storm strikes.
Tyler Grizzle is a founder and Partner at GSP Insurance Group.