Before You Say, "I Don't Need Renters Insurance"

​In today’s world and the insane real estate market, most people have resolved that without winning lottery numbers or loads of money mysteriously falling from our smog infested skies, they will not be homeowners in the near future.  So here’s to being Renters in 2022.  That begrudgingly admitted and for all renters of the world, this article will remind you of your essential need (in addition to your mask, of course) to always have RENTERS INSURANCE.  Read on to stop putting your belongings at risk and understand the extreme value, and affordability, of having renters insurance.  

One of the most important things renters insurance covers is damage to your personal property. Your landlord’s insurance does not cover any of your personal belongings if a covered loss such as fire, water damage from an overflowing sink or toilet, theft or vandalism, happens to your apartment. Having survived 2021, we are all too aware that bad things can happen.  In 2022, you should remain unable to tell yourself, "It won't happen to me." Just think about any house or apartment fire you have seen on the news recently. Those people probably thought the same thing, but then it actually did happen.  Sadly … so many are not prepared for having to replace everything they own.

It would cost a lot to replace everything you own.  A common objection to having renters insurance is “I don’t need renter insurance because I don’t own a lot of stuff.” You have clothes, furniture, appliances, electronics and much more. It’s not about the value of what your stuff is worth used if you sold it all; it’s about what it will cost to buy everything new if you lost it all. Imagine losing all your clothes in a fire. It could cost you hundreds, if not thousands, of dollars to replace them.  

Renters Insurance is about more than just the things you own! Renters Insurance 

also covers:

• Your liability expenses if someone gets hurt in your apartment. Imagine someone tripping on a rug and falling causing a head injury or broken bones.. Your renter's insurance will probably cover some legal costs. And even if they don’t sue you, your insurance can cover certain medical expenses for your injured guest.
• Increased living expenses.  This doesn’t mean your insurer will pay for your rent, but if there is a covered loss making your apartment uninhabitable, your policy could reimburse you for food and temporary housing. Do not be the person standing outside your burning apartment building in the middle of winter having lost everything you own, having no place to go, and having no idea how you will pay to get back on your feet. 

Renters Insurance costs less than you think.  On average, Renters Insurance costs about $15 a month to cover everything you own.  A pizza can cost more than $15.  If you still think that’s a lot, think about the cost of replacing everything you own. Most people wouldn’t want to think about spending all their disposable income replacing everything they own. Odds are, you’re one of those people.

Give yourself peace of mind today, and if you live throughout the South Carolina and Georgia areas, contact GSP Insurance at https://www.gspins.com<gu-sc> and <gu-sc-dial data-dn="8437074473" title="Click to Connect 8437074473"><gu-sc-img></gu-sc-img>843-707-4473</gu-sc-dial> today regarding Renters Insurance.  <gu-sc-orig style="display: none;"> and 843-707-4473 today regarding Renters Insurance.  </gu-sc-orig></gu-sc>

The experienced and caring insurance professionals at GSP Insurance Group will help you to secure renters, auto, life, business insurance, and more.  So while you're watching TV or just sitting around today, you can breathe a tad easier by contacting GSP Insurance at https://www.gspins.com<gu-sc> and <gu-sc-dial data-dn="8437074473" title="Click to Connect 8437074473"><gu-sc-img></gu-sc-img>843-707-4473</gu-sc-dial> regarding Renters Insurance.  Protect your possessions today!<gu-sc-orig style="display: none;"> and 843-707-4473 regarding Renters Insurance.  Protect your possessions today!</gu-sc-orig></gu-sc>

Posted 3:48 PM